tag:blogger.com,1999:blog-5501142514186414554.post673206600530792113..comments2023-10-20T03:14:35.796-05:00Comments on Knit and Run: Crisis Averted. Pretty Much . . .A :-)http://www.blogger.com/profile/08945973268968338244noreply@blogger.comBlogger2125tag:blogger.com,1999:blog-5501142514186414554.post-23602480722239599232015-08-04T16:32:20.452-05:002015-08-04T16:32:20.452-05:00Seconding everything Linda (#1) said: can you pay ...Seconding everything Linda (#1) said: can you pay your insurance bill in monthly installments? And can you please try to protect your 401(K) contributions to the bitter end? That is the money you will need to live on later, and every good budget/investment/retirement planning tool suggests "pay yourself first" - even if it means you have to give up the Christmas Club completely for a few years. -- Linda M.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-5501142514186414554.post-33161167235840318002015-08-04T13:07:17.927-05:002015-08-04T13:07:17.927-05:00Yikes that the car insurance thing didn't occu...Yikes that the car insurance thing didn't occur to you earlier in this process! Are there any other possible expenses like that you can think of now? Home insurance? Life insurance? LTC insurance?<br /><br />I have a line item in my budget for the latter, although the bill only arrives once a year. I pay both car and home insurance (now it's renters insurance) monthly. There's a one dollar service fee to do this, but it's worth the $12 a year to me since it keeps my insurance always in my monthly recurring expenses instead of in the semi-annual category when I'm likely to forget about it, too. (Besides, I have the monthly cost of home + auto + umbrella insurance charged to rewards credit card, so the cash reward I earn on that transaction pretty much covers the service fee I'm charged.) <br /><br />I do hope you find something else to sacrifice in the budget so you can continue to contribute the maximum to the 401(k). Even though my employer doesn't match a large amount of my 401(k) contributions, I'm still putting in the maximum allowable amount. I want to be amply prepared for the years when I may not be able to work like I do now. Lindahttps://www.blogger.com/profile/08767604828307174133noreply@blogger.com